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Pricing

Pricing

I believe that everyone deserves access to high quality mental health services and that mental health care providers deserve to make a living. I recognize the existing health care model does not enable either of those objectives to be met for many people. I seek to address this problem using a community approach and invite you to join me. 

  • My role: I offer services ranging from $350-$25 a session and will work with clients across that range. 

  • Your role: Pay the rate you can afford based on your circumstances and family’s economic reality. As you consider what price you will pay, check out this quick assessment tool.

  • Our role: Revisit our fee agreement quarterly and discuss if it needs to move up or down to reflect how our situations have evolved. Research shows that bringing conversations of money (Arcuri, 2015; Thompson & Dvorscek, 2013; Field & Hemmings, 2007) and social class (Thompson, Cole, et al., 2012, Thompson, Graham, et al., 2017, Trott & Reeves, 2018) into therapy discussions can enhance client outcomes. 

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Rates

Tier 1 $350 - 300

Tier 2 $300 - 225

Tier 3 $225 - 150

Tier 4 $150 - 75

Tier 5 $75 - 25

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**Currently accepting clients in Tiers 1-3; Tiers 4-5 are full.

Credit: this pricing approach is inspired by the great work being done by Dr. Beth Blum and Ride Free Fearless Money. 

References

  • Arcuri, A., (2015). Money matters: A case study of a therapist's and a family's joint enactment of monetary issues in family therapy. Australian and New Zealand Journal of Family Therapy, 36, pp. 518-523.

  • Field, R., & Hemmings, A. (2007). The role of money in the therapeutic exchange. In A. Hemmings, & R. Field (Eds.), Counselling and Psychotherapy in Contemporary Private Practice, pp. 140–157. Routledge, London, UK

  • Thompson, M. N., Cole, O. D., & Nitzarim, R. S. (2012). Recognizing social class in the psychotherapy relationship: A grounded theory exploration of low-income clients. Journal of Counseling Psychology, 59, pp. 208–221.

  • Thompson, M. N., & Dvorscek, M. J. (2013). Social class and empirical support for treatment. In W. MingLiu (Ed.), The Oxford Handbook of Social Class in Counseling, pp. 35–58. New York, NY: Oxford University Press.

  • Thompson, M.N., Graham, S.R., Brockberg, D., Chin, M.Y., & Jones, T.M., (2017). Advancing training in session fees through psychology training clinics. Professional Psychology: Research and Practice, 48(5), pp. 327-334.

  • Trott, A., & Reeves, A., (2018). Social class and the therapeutic relationship: The perspective of therapists as clients. A qualitative study using a questionnaire survey. Counseling and Psychotherapy Research, 18(2), pp. 166-177

Forest Trees

Insurance

I only accept private pay. Private pay enables you as the client to determine the length and type of counseling that best suits your needs and eliminates insurance companies from treatment decisions. Confidentiality remains between you and your chosen mental health care provider.

 

Accepting insurance impacts your mental health care in multiple ways.

  • Insurance providers have the authority to:

    • determine the number of sessions they will cover.  

    • determine the limits of which situations warrant coverage.

    • determine what forms of treatment are covered by their policy.

    • require a diagnosis that stays on your permanent health record to receive coverage.

  • Insurance providers are a for profit business, not the mental health professional you sought and hired to support your personal well-being.

  • Counselors relying solely on insurance receive significantly reduced rates and must carry caseloads at least 50% larger to earn the same livable income. 

  • Increased caseloads perpetuate counselor burnout and may reduce the quality of care for you and other clients.

 

To increase accessibility, I offer a generous sliding scale.

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How to Utilize Your Insurance Benefits with Private Pay

Should you need it, I can provide a superbill that you can use to seek reimbursement from your insurance company. The following questions can help you determine in advance how much financial support you can expect from your insurance company should we work together. Call your insurance and ask the following:

  • How much do you reimburse for out of network therapy?

  • How does that amount change when the therapy is provided by therapists who hold an associate's license (Delaware) or are working under the supervision of a Licensed Professional Counselor (Pennsylvania)? 

  • What is my co-pay for out of network therapy?

  • What is my annual deductible amount?

  • How much of my deductible amount remains to be met and when will it reset to $0?

  • What is my plan's max out-of-pocket amount for out of network care?

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Credit: this approach toward insurance is inspired by the great work being done by Dr. Dan Reed.

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